Business Owners Policy insurance · Texas
One business owners policy, built around your business
A BOP packages core property and liability coverage into one policy. Many carriers also offer industry-specific packages, and we know where to look.
TexPro Insurance is an independent insurance agency based in Houston, Texas, licensed in Texas only, serving clients across the state with property and casualty coverage.
What it covers
What a Business Owners Policy policy can include
Coverage varies by carrier and policy form. Here’s what we typically review with you.
General liability
Third-party injury and property damage claims arising from your operations.
Business property
Your building (if owned), equipment, inventory and furniture.
Business income
Lost income and continuing expenses after a covered property loss.
Hired & non-owned auto
An optional endorsement for vehicles your business uses but doesn’t own.
Employment practices
Optional EPLI for claims such as wrongful termination, where available.
Industry packages
Some carriers offer packages tailored to specific trades and professions.
General summary only. The actual policy language controls, and all coverage is subject to underwriting approval.
Who it’s for
Is this you?
- Medical and dental offices
- Contractors and artisans
- Restaurants
- Auto shops and car rental services
- Entertainment companies
- Farm and equestrian centers
Why a package can make sense
- It keeps core coverages organized under one policy and one renewal date.
- Carriers may offer package pricing and extra coverage options.
- Not every business qualifies for a BOP. Size, revenue and type of operations matter, and we’ll tell you quickly if a different structure fits better.
How TexPro helps
Advice first. Then the quote.
We start with your situation
What you own, what you drive, what you’d stand to lose. Coverage is built around that, not a template.
We shop multiple carriers
We compare coverage, limits, deductibles and price across carriers, and show you the differences side by side.
We stay with you
Changes, renewals, certificates and claims questions. You call the same Houston team that set up your policy.
FAQ
Frequently asked questions
What does a BOP usually include?
Typically general liability, business property and business income in one package. Optional endorsements vary by carrier.
Is a BOP right for every business?
No. Larger or higher-risk operations may need separate policies. We’ll recommend the structure that fits.
Does a BOP include workers’ compensation or commercial auto?
No. Those are separate policies, and we can quote them alongside your BOP.
General information only. Coverage depends on your policy; the actual policy language controls, and all coverage is subject to underwriting approval.
Ready to review your Business Owners Policy coverage?
Tell us what you need protected. A licensed TexPro agent will compare options from multiple carriers and walk you through them.