Private client services
Coverage for the things that are hard to replace
Higher-value homes, collector vehicles and valuables need more than a standard policy. We shop multiple carriers, including specialty markets for high-value homes, collector vehicles and valuables.
TexPro Insurance is an independent insurance agency based in Houston, Texas, licensed in Texas only, serving clients across the state with property and casualty coverage.
What we cover
One advisor for everything you own
High-value homes
Homes often valued at $1M and up, with coverage built around rebuild cost, finishes and features.
Exotic & collector cars
Agreed-value options for collector and exotic vehicles.
Collector car fleets
Coverage that scales across a collection.
Scheduled valuables & jewelry
Jewelry, watches, art and collectibles scheduled at appraised values.
Private equine & livestock
Coverage options for privately owned horses and livestock.
Excess liability
Higher liability limits above your home, auto and other policies.
Availability depends on carrier underwriting. Coverage descriptions are general summaries; the actual policy language controls.
Photo spot: TexPro-owned image of a Houston home or collector car
Ongoing service
Built for complexity, managed for the long run
- Coordinated coverageHomes, vehicles, valuables and liability reviewed together, so limits line up.
- Appraisals and schedules kept currentWe help you keep values up to date as collections grow.
- A direct lineOngoing service from the TexPro team in Houston.
Quick answers
Quick answers
What is private client insurance?
It is property and casualty coverage for higher-value homes, collector or exotic vehicles, scheduled valuables such as jewelry and art, and higher liability limits. Availability depends on carrier underwriting.
How is it different from a standard homeowners policy?
Private client and high-value home policies are often built around rebuild cost, higher contents limits and scheduled valuables. Coverage depends on your policy.
Do I need appraisals for jewelry or art?
Scheduled valuables are typically written at agreed or appraised values. Keeping appraisals current helps keep limits accurate. Coverage depends on your policy.
Can TexPro help with excess liability?
Yes. Excess liability (umbrella) can sit above home, auto and other personal policies when higher limits are needed. Underlying limit requirements vary by carrier.
General information only. Coverage depends on your policy; the actual policy language controls, and all coverage is subject to underwriting approval.
Let’s talk about what you own.
Private client reviews start with a conversation. Call us or start a quote request and we’ll set up a time.